Tax-aware bracket management

  1.  Retirement Plan Contributions – Managing the best way to accumulate retirement funds.

  2. Roth Conversions – Determine Roth Conversion

  3. Gain & Loss Harvesting – Harvest Capital Gain and Losses

Tax-aware portfolio management

  1. Tax Structure-Determine an effective mix of taxable investments, tax-deferred investments and tax-free investments

  2. Tax-Sensitive Asset Allocation-Understanding the impact that income taxation has on asset allocation and diversification

  3. Asset Location-Identifying which assets to place in certain investment vehicles
    1.  Alt definition - The process of dividing these different types of assets between tax- deferred, tax-free and taxable accounts to maximize the after-tax return of an investment portfolio is known as asset location (not to be confused with asset allocation).